000			03218nam a22002177a 4500
005			20250113192053.0
008			250113b |||||||| |||| 00| 0 eng d
020			_a9781032748191
082			_a332.178 _bGOL
100			_aGoldfinch, Peter _914527
245			_aDigital financial inclusion: _btowards Inclusive and sustainable finance for all
260			_bRoutledge _aNew York _c2024
300			_axi, 128 p.
365			_aGBP _b41.99
500			_aTable of content: 1. Foreword 2. Current Assessment 3. Social Objectives Supporting Financial Inclusion 4. Financial Inclusion for Women 5. Mobile Technology Delivering Services 6. Integration with National Payment System 7. Near Real Time (NRT) Payments 8. Impact of Technology Advances on Existing and Future Services 9. Kenya and India, Opposing Approaches 10. Digital Cash - User Proposition 11. Observations and Final Comment [https://www.routledge.com/Digital-Financial-Inclusion-Towards-Inclusive-and-Sustainable-Finance-for-All/Goldfinch/p/book/9781032748191?srsltid=AfmBOorAzuyk1dSlexliYy4lxah-SdafwMsoL37LEdEN1Lqz_mUXDJko]
520			_aWith the arrival of the ‘Internet of Things’ (IoT), smartphones, real-time payments systems, plus FinTech activity, Financial Inclusion services can now be integrated into a country’s National Payment System (NPS), which means there should be no systemic barriers to transitioning the socio-economic pyramid, as actors build their financial status. This, however, is not the case. This book is a comprehensive guide to understanding the transition of financial services from cash-based to digital-based systems, with a focus on Financial Inclusion. It explores the success of Financial Inclusion programs in promoting economic activity and lifting people out of poverty. It does not concentrate on a single deployment or approach, rather, it takes a broader view. The book surveys the technology and infrastructure required to build digital payment systems, as well as the regulatory and governance frameworks that enable their operation, however, the major focus is on the incorporation of these financial services within communities in order to deliver social outcomes. The book opens the conversation, proposing a new method of measuring Financial Inclusion. It takes a critical but constructive look at the field over the last 20+ years and discusses the key learnings. It examines the Kenya mobile money approach to Financial Inclusion, compared with the Indian bank lead approach, and delivers a broad-based plan on how the programs can be more effective in the future. Financial Inclusion requires a pathway to progress, through a period of technology transformation. The foundation is provided by this book and the reader, on finishing it, will have a comprehensive appreciation of the subject matter. (https://www.routledge.com/Digital-Financial-Inclusion-Towards-Inclusive-and-Sustainable-Finance-for-All/Goldfinch/p/book/9781032748191?srsltid=AfmBOorAzuyk1dSlexliYy4lxah-SdafwMsoL37LEdEN1Lqz_mUXDJko)
650			_aFinance--Technology innovations--Socail aspects _920522
650			_aElectronic funds transfers _95259
650			_aFinance --Technological innovations
942			_cBK _2ddc
999			_c8472 _d8472