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008 250108b |||||||| |||| 00| 0 eng d
020 _a9789819711260
082 _a332.7
_bLAW
100 _aLaw, Sau Wai
_920257
245 _aFinancial inclusion, technology and virtual banking:
_ba theoretical perspective
260 _bSpringer
_aSingapore
_c2024
300 _axiii, 127 p.
365 _aEUR
_b139.99
520 _aThis book challenges the notion that technology promotes financial inclusion. Drawing insights from the retail banking industry in Hong Kong, it explores the potential drawbacks of technology adoption. The book combines existing articles, regulatory case studies, and interviews with customers and practitioners to propose four factors that measure digital financial inclusion, defined as the impact of technology on financial inclusion, from the customer's viewpoint. It offers practical guidance by identifying business incentives for banks and providing law and policy recommendations for regulators. This book serves as a valuable resource for scholars, regulators, and practitioners in law and social sciences, shedding light on the complex relationship between technology and financial inclusion while bridging the gap between supply-driven approaches and customer demands. (https://link.springer.com/book/10.1007/978-981-97-1127-7)
650 _aDigital banking
_920258
942 _cBK
_2ddc
999 _c8343
_d8343