000			04684nam a22002417a 4500
005			20241216135103.0
008			241216b |||||||| |||| 00| 0 eng d
020			_a9781032374932
082			_a332.1028546 _bLAS
245			_aDigital transformation and the economics of banking: _beconomic, institutional, and social dimensions
260			_bRoutledge _aNew York _c2024
300			_axviii, 225 P.
365			_aGBP _b135.00
490			_aRoutledge International Studies in Money and Banking
500			_aTable of content: 1. Introduction (Piotr Łasak, Jonathan Williams) 2. The Redesign of the Internal Governance of Financial Institutions in Times of Artificial Intelligence: New Challenges, New Approaches, Old Issues (Michał Nowakowski) 3. From Digital Technologies to New Economics in Banking: How to Drive the Future of Digital Money and Data Information Knowledge (Anna Omarini) 4. Banking-as-a-Service and Embedded Banking as Innovative Methods of Providing Banking Services (Krzysztof Waliszewski) 5. Financial Inclusion: Is Financial Technology the Solution? (Danilo Abis, Patrizia Pia) 6. Ethical FinTech. The Importance of Ethics in Creating Secure Financial Products and Services (Michał Nowakowski) 7. Gender Disparity in the FinTech Sector: Systematic Literature Review (Błażej Prusak, Łukasz Wacławek) 8. FinTech and Sustainability: Does FinTech Firms’ SDG-orientation Play a Role in the Bank-FinTech Relationship? (Stefano Cosma, Daniela Pennetta) 9. FinTech and ESG: A Happy Union? (Timothy King) 10. Sustainability, Public Security, and Privacy Concerns regarding Central Bank Digital Currency (CBDC) (Robert Rybski) 11. Electronic Money Institution as an Example of FinTech Sector Regulation: The Case of Poland (Grzegorz Kuca, Paweł Woroniecki) 12. Legal Guarantees of Access to a Payment Account – Analysis from the Perspective of the Account Information Service Provider (Jan Byrski, Michał Synowiec) 13. The Role of Blockchain Governance in Banks’ Transformation Toward Ecosystem-based Banking (Piotr Łasak) [https://www.routledge.com/Digital-Transformation-and-the-Economics-of-Banking-Economic-Institutional-and-Social-Dimensions/Lasak-Williams/p/book/9781032374932?srsltid=AfmBOoohJLtgpBB1oSXJ4cMdR40gAICAU1uTUaPg5UwllfJoJEAXgJlD]
520			_aThe book provides deep insight into the processes of digital transformation of banking according to economic, institutional, and social dimensions. Together with the transformation of incumbent banks, the processes result in changes in the scope of existing banking services. Moreover, new entities (FinTech firms) partner with incumbent banks and reshape the banking sector and its financial environment. The far-reaching transformation of banks and the banking sectors is accompanied by some institutional and socioeconomic processes. Regarding institutional processes, the book provides insight into the digitalization of the banking sector from a legal point of view. Traditionally, banking is strongly regulated by norms and rules and this status should be maintained when new entities are entering the sector and/or when new technological solutions contribute to the provision of banking services. Regarding socioeconomic processes, it must be highlighted that digitalization is exerting a powerful impact on societies. One significant example, among others, is the increase in the financial inclusion of disadvantaged groups (especially customers either underserved by the traditional financial sector or unbanked). The socioeconomic aspect, however, has a much greater dimension and its selected aspects are described in this book. The principal audience of the book will be scholars in the fields of banking and finance, but also other related disciplines in the social sciences that are of particular relevance to the banking sector’s digital transformation. This includes legal science, management, and psychology. The book also targets professionals in the financial industry interested in the impact of new financial technologies on banking sectors and bank services, particularly with a main focus on legal and socioeconomic dimensions. (https://www.routledge.com/Digital-Transformation-and-the-Economics-of-Banking-Economic-Institutional-and-Social-Dimensions/Lasak-Williams/p/book/9781032374932?srsltid=AfmBOoohJLtgpBB1oSXJ4cMdR40gAICAU1uTUaPg5UwllfJoJEAXgJlD)
650			_aBanks and banking--Technological innovations _97618
650			_aFinancial services industry --Technological innovations
650			_aInformation technology--Management
700			_aLasak, Piotr [Editor] _919681
700			_aWilliams, Jonathan [Editor] _919682
942			_cBK _2ddc
999			_c7484 _d7484