000			02195nam a22002057a 4500
999			_c5188 _d5188
005			20230316122530.0
008			230316b ||||| |||| 00| 0 eng d
020			_a9781032307725
082			_a331.2520954 _bGHO
100			_aGhosh, Amlan _911986
245			_aPensions and informal sector in india
260			_bRoutledge _aNew York _c2023
300			_axx, 130 p.
365			_aGBP _b44.95
504			_aTable of Contents 1. Introduction 2. Definition of Unorganized Sector/Employment in India 3. Pension System 4. Research and Development in the Unorganised Sector Pension 5. Primary Survey into Unorganised Sector Pension: A case of MSMEs in India 6. Understanding Financial Behaviour of MSME Workers 7. Discussion and Policy Recommendation 8. References
520			_aThis book deals with the pension of uncovered people in India, the informal or unorganized sector workers who contribute more than fifty percent of India’s total output. Until recently, these workers don’t get any old age security when they retire unlike those from the organized sector workers such as govt. employees or corporates. This book offers insights on the pension system of the informal sector in India. The book is the outcome of field research of two years and the field research was conducted on MSME sector (a sub sector of unorganised sector) which provides the knowledge about the present state of the unorganised sector workers in MSMEs, their financial condition and stress, their work participation, their awareness level of old age financial security or pension and their financial behaviour regarding pension savings in India. This book empirically demonstrates a relationship between financial literacy and willingness to save for retirement benefits among the informal sector workers in India. Access to banking also improves the probability of retirement savings along with the gender and education. By reading this book, readers can understand the demographic change India is going to witness within the next thirty years and its challenges to meet the longevity risk of these workers.
650			_aOld age pensions _912310
650			_aSocial security _912311
942			_2ddc _cBK