000			01781nam a22002177a 4500
999			_c2912 _d2912
005			20220720125630.0
008			220720b ||||| |||| 00| 0 eng d
020			_a9783030321994
082			_a332.7 _bYHI
100			_aYhip, Terence M. _97880
245			_aThe practice of lending: a guide to credit analysis and credit risk
260			_bPalgrave Macmillan _aSwitzerland _c2020
300			_axxvi, 451 p.
365			_aEURO _b46.99
520			_aAbout this book This book provides a comprehensive treatment of credit risk assessment and credit risk rating that meets the Advanced Internal Risk-Based (AIRB) approach of Basel II. Credit risk analysis looks at many risks and this book covers all the critical areas that credit professionals need to know, including country analysis, industry analysis, financial analysis, business analysis, and management analysis. Organized under two methodological approaches to credit analysis—a criteria-based approach, which is a hybrid of expert judgement and purely mathematical methodologies, and a mathematical approach using regression analysis to model default probability—the book covers a cross-section of industries including passenger airline, commercial real estate, and commercial banking. In three parts, the sections focus on hybrid models, statistical models, and credit management. While the book provides theory and principles, its emphasis is on practical applications, and will appeal to credit practitioners in the banking and investment community alongside college and university students who are preparing for a career in lending.
650			_aRisk management _9177
650			_aCredit analysis _97881
650			_aBanks and banking _9442
650			_aBusiness enterprises--Finance _9200
942			_2ddc _cBK