TY - BOOK AU - Agarwal, Sumit  AU - Chua, Yeow Hwee TI - Household financial management SN - 9789811267673 U1 - 332.024 PY - 2024/// CY - Singapore PB - World Scientific Publishing Co. PVt. Ltd KW - Finance--Personal KW - Home economics N1 - Table of content: Contents: Introduction: Why Financial Literacy Matters Understanding Behavioral Biases Primer to Inflation Getting Started with Financial Planning Savings: Intertemporal Choices Building a Nest Egg Retirement Income Support Retirement Savings Puzzle Spending: Weather Peer Effects Digital Payments Online Privacy and Fraud Borrowing: Credit Markets Credit Cards Overdrafts Payday Loans Investing: Stock Market Participation Diversification Portfolio Inertia and Overtrading Mental Accounting Interpreting Investment Performance Housing: Buying and Selling Houses Mortgages Agents, Brokers, and Appraisers Risk Management: Navigating the Insurance Market Health Insurance Annuity Gender: Gender Pension Gap Gender and Self-Confidence Intra-Household Financial Decisions Readership: Undergraduates, professionals and policy makers involving in household finance and personal finance [https://www.worldscientific.com/worldscibooks/10.1142/13165?srsltid=AfmBOoo9wjyfHz8mBsxEW3EdkYK3S_5q_PRzUC9DGL7lNCRTV0_CFJEg#t=aboutBook] N2 - This book is dedicated to showcasing the importance of household financial management through the lens of academic research, with the goal of enhancing the financial well-being of individuals. Through an exploration of households' financial choices over their lifecycle, the book aims to provide a comprehensive understanding of households' financial decision-making processes, grounded in economic models, policies, and data. This holistic perspective encompasses an awareness of the functioning of different market types and an appreciation of various cognitive and behavioral biases. As a result, readers would be better positioned to make informed financial choices. By further integrating theories and empirical evidence from economics and finance, the book provides readers with insights into actions they can take to circumvent common financial pitfalls and offers solutions for effectively addressing them. (https://www.worldscientific.com/worldscibooks/10.1142/13165?srsltid=AfmBOoo9wjyfHz8mBsxEW3EdkYK3S_5q_PRzUC9DGL7lNCRTV0_CFJEg#t=aboutBook) ER -