Financial inclusion, technology and virtual banking: a theoretical perspective

By:

Law, Sau Wai

Material type: Text

TextPublication details: Springer Singapore 2024Description: xiii, 127 pISBN:

9789819711260

Subject(s):

Digital banking

DDC classification:

332.7 LAW

Summary: This book challenges the notion that technology promotes financial inclusion. Drawing insights from the retail banking industry in Hong Kong, it explores the potential drawbacks of technology adoption. The book combines existing articles, regulatory case studies, and interviews with customers and practitioners to propose four factors that measure digital financial inclusion, defined as the impact of technology on financial inclusion, from the customer's viewpoint. It offers practical guidance by identifying business incentives for banks and providing law and policy recommendations for regulators. This book serves as a valuable resource for scholars, regulators, and practitioners in law and social sciences, shedding light on the complex relationship between technology and financial inclusion while bridging the gap between supply-driven approaches and customer demands. (https://link.springer.com/book/10.1007/978-981-97-1127-7)

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Holdings
Item type	Current library	Collection	Call number	Copy number	Status	Date due	Barcode
Book	Indian Institute of Management LRC General Stacks	Finance & Accounting	332.7 LAW (Browse shelf(Opens below))	1	Available		007121

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Previous	332.7 BOU The handbook of credit risk management:	332.7 CAR Introduction to credit risk	332.7 KOO Financial inclusion and sustainable rural development	332.7 LAW Financial inclusion, technology and virtual banking: a theoretical perspective	332.7 MUK Hands on credit: doing it yourself	332.7 YHI The practice of lending: a guide to credit analysis and credit risk	332.743 CAS A modern credit rating agency: the story of moody's	Next

This book challenges the notion that technology promotes financial inclusion. Drawing insights from the retail banking industry in Hong Kong, it explores the potential drawbacks of technology adoption. The book combines existing articles, regulatory case studies, and interviews with customers and practitioners to propose four factors that measure digital financial inclusion, defined as the impact of technology on financial inclusion, from the customer's viewpoint. It offers practical guidance by identifying business incentives for banks and providing law and policy recommendations for regulators. This book serves as a valuable resource for scholars, regulators, and practitioners in law and social sciences, shedding light on the complex relationship between technology and financial inclusion while bridging the gap between supply-driven approaches and customer demands.
(https://link.springer.com/book/10.1007/978-981-97-1127-7)

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