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Pensions and informal sector in india

By: Material type: TextTextPublication details: Routledge New York 2023Description: xx, 130 pISBN:
  • 9781032307725
Subject(s): DDC classification:
  • 331.2520954 GHO
Summary: This book deals with the pension of uncovered people in India, the informal or unorganized sector workers who contribute more than fifty percent of India’s total output. Until recently, these workers don’t get any old age security when they retire unlike those from the organized sector workers such as govt. employees or corporates. This book offers insights on the pension system of the informal sector in India. The book is the outcome of field research of two years and the field research was conducted on MSME sector (a sub sector of unorganised sector) which provides the knowledge about the present state of the unorganised sector workers in MSMEs, their financial condition and stress, their work participation, their awareness level of old age financial security or pension and their financial behaviour regarding pension savings in India. This book empirically demonstrates a relationship between financial literacy and willingness to save for retirement benefits among the informal sector workers in India. Access to banking also improves the probability of retirement savings along with the gender and education. By reading this book, readers can understand the demographic change India is going to witness within the next thirty years and its challenges to meet the longevity risk of these workers.
List(s) this item appears in: Fiction
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Holdings
Item type Current library Collection Call number Copy number Status Date due Barcode
Book Book Indian Institute of Management LRC General Stacks Public Policy & General Management 331.2520954 GHO (Browse shelf(Opens below)) 1 Available 004772
Browsing Indian Institute of Management LRC shelves, Shelving location: General Stacks, Collection: Public Policy & General Management Close shelf browser (Hides shelf browser)
331.11730954 BRE Capitalism, inequality and labour in India 331.127095 AUL Mobilities of labour and capital in Asia 331.133 THO Diversity and inclusion matters: 331.2520954 GHO Pensions and informal sector in india 331.40952 KIT The changing Japanese labor market: theory and evidence 331.421530973 GOL Career and family: 331.544 CRO Migration beyond capitalism

Table of Contents
1. Introduction 2. Definition of Unorganized Sector/Employment in India 3. Pension System 4. Research and Development in the Unorganised Sector Pension 5. Primary Survey into Unorganised Sector Pension: A case of MSMEs in India 6. Understanding Financial Behaviour of MSME Workers 7. Discussion and Policy Recommendation 8. References

This book deals with the pension of uncovered people in India, the informal or unorganized sector workers who contribute more than fifty percent of India’s total output. Until recently, these workers don’t get any old age security when they retire unlike those from the organized sector workers such as govt. employees or corporates. This book offers insights on the pension system of the informal sector in India.

The book is the outcome of field research of two years and the field research was conducted on MSME sector (a sub sector of unorganised sector) which provides the knowledge about the present state of the unorganised sector workers in MSMEs, their financial condition and stress, their work participation, their awareness level of old age financial security or pension and their financial behaviour regarding pension savings in India. This book empirically demonstrates a relationship between financial literacy and willingness to save for retirement benefits among the informal sector workers in India. Access to banking also improves the probability of retirement savings along with the gender and education.

By reading this book, readers can understand the demographic change India is going to witness within the next thirty years and its challenges to meet the longevity risk of these workers.

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